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• Lump Sum benefit when first diagnosed with a covered critical illness (pre-existing condition limitations and exclusions may apply)
• Optional features you can choose for extra coverage

Who Can Be Covered
You may choose coverage for yourself only, you and your spouse, you and your children, or you, your spouse and your children.

Special Features
Coverage features include the following:

• A specific expense is not required for the lump sum benefit payout; you can use the money any way you wish
• You can buy optional features that would automatically increase your benefit amount every year for five years, and you can choose the option that would pay for an annual screening test (such as a mammogram or PSA test) each year, up to $100.

Enrolling for Coverage
You can enroll for coverage after you have completed 3 months of service as an eligible full-time employee, or 12 months of service as an eligible part-time employee.

Employees can apply for coverage from August 1st to August 18th 2006. New hires and employees that do not elect coverage during this enrollment period will have an opportunity to enroll the following August 2007 during the voluntary benefit annual enrollment period. With respect to the effective date, employees that enroll from August 1st to August 18th 2006 will have an October 1, 2006 policy effective date.

Critical Illness Insurance Including Cancer is underwritten by Trustmark Insurance Company, Lake Forest, Ilinois. For complete details of coverage including exclusions and limitations, refer to Plan Form CACI-82001 and Rider Form
HS-12000/R for your state.

Covered Critical Illnesses

Heart attack

Stroke

Invasive cancer

Kidney failure

Blindness

ALS (Lou Gehrig’s Disease)

Major organ transplant

Paralysis of two or more limbs

Carcinoma in situ*

Coronary artery bypass surgery*

Note: most skin cancer excluded

*25% benefit

Read important coverage details in the official materials from the insurance carrier,
Trustmark Insurance Company.